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An "SP AFF* charge" on your debit card statement typically refers to a transaction made through a service provider or merchant that uses a billing descriptor starting with "SP" (Service Provider) and "AFF" (Affiliate). This descriptor is often used by various online services, subscription-based platforms, or affiliate marketing companies to identify charges processed through their payment gateway. If you do not recognize the charge what is sp aff* charge on debit card, it is advisable to check your recent online activity, subscriptions, or any services you may have signed up for. Additionally, contacting your bank or the merchant associated with the charge can provide more specific information and help resolve any potential discrepancies or unauthorized transactions.